Stop Identity Theft



Why You May Want To Use Private Proxies

Posted by Mathew Millard | Identity Theft | Friday 31 December 2010 8:20 am

Be Visible Online With anonymous proxy servers

If you are like most people; chances are you spend a large portion of your days browsing the internet or checking your online accounts. We all know that the internet is extremely popular and filled with information that can help us find whatever we are looking for. However what many people fail to realize is that it is also known to collect your foot prints; especially if you visit the same sites everyday.

This is the main reason that many people who understand how the internet works will invest in private proxies. We all get our internet access by paying for a monthly or yearly service. Whichever internet service provider you use will usually provide you with an IP address. Most companies will only supply you with one address; this means that whenever you get online your IP address is the same everyday.

Anyone who spends a lot of time online and understands how it works understand the importance of using private proxies to hide their footprints. Internet stalkers are everywhere and as consumers we all need to understand that the only way to protect ourselves from identity theft is to begin protecting our online information.

As a society we all need to begin taking better care of our online activities and protect our online accounts. The great thing is that by using private proxies you can easily cut down on your online activity footprints. The private proxies will hide your activity and people will have a difficult time finding out which sites you visit.

You will want to spend your time to read as many reviews as possible. You will discover that you have the option to choose among shared proxies or private proxies. Shared proxies are shared by several people; these can be good depending on what you plan on using them for. We have discovered that private proxies are the best because no one has access to them except. This means that you will never have to worry about them being unavailable for your use or being busy from too many people using them.

We suggest that you take the time to watch the video below and then visit the site to find the best private proxies online. You will be amazed at how easy these proxies are; even if you are not tech savy you will be amazed at how easy they can be used to help you hide your online information.

If you spend a lot of time online and have been looking for some private proxies that you can use to help you hide your online activity we suggest that you watch the video below and then visit the site right after watching the video. You will find some of the best proxies that are sold online without having to worry about how many times you can use them during the month.

Mathew Millard loves writing about online identity protection; check out his video on proxy server ip.. Unique version for reprint here: Why You May Want To Use Private Proxies.

How to Handle If you’re A Victim Of Identity Theft

Posted by Steven Jorgensenn | Identity Theft | Sunday 26 December 2010 5:33 pm

Identity theft is really a growing difficulty in our country, with an estimated nine million victims each year. In case you suspect that your private information may possibly have been stolen and misused, it is best to act to safeguard yourself with out delay. The Federal Trade Commission, our country’s consumer protection agency, has lots of resources and options for victims of identity theft.

If your personal information has been stolen or misused, it really is essential that you act as soon as possible. The longer you wait to take action, the a lot more tough it’ll be to undo the harm.

The initial thing you need to do is place a fraud alert on your credit reports. A fraud alert requires creditors to take specific steps to confirm your identity just before a new account can be produced, helping to stop a fraudulent account from being opened in your name.

To place a fraud alert, merely contact one of the following providers:

* Equifax – 1-800-525-6285 * Experian – 1-888-397-3742 * Transunion – 1-800-680-7289

Whenever you call the business, ask for a free copy of your credit report, and review the report carefully for any signs of counterfeit activity.

Close all accounts that you believe have been compromised. Call every company involved and ask to speak with someone inside the security or fraud department. Follow up in writing with copies (not originals) of supporting paperwork and send it via certified mail.

File a report with the Federal trade commission, either by way of their on line complaint form or by phone at 1-877-438-4338. This report can aid you in obtaining a police report, and gives authorities the details they need to track down identity criminals.

File a report with local police where the theft took place, and get a copy of the police report. Quite a few creditors need a police report before they will resolve your disputes of fraudulent charges.

Stay alert for signs of further abuse of your information, such as failing to get bills or other mail, receiving credit cards that you did not apply for, or calls from a debt collector. Ask your creditors for a letter of confirmation as your disputes are resolved, as evidence against further fraudulent charges.

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Report Identity Theft As Soon As It Occurs

Posted by Milton Starr | Identity Theft | Saturday 25 December 2010 11:59 am

If you’re one of the almost ten million people who fall victim to identity theft one of the keys in getting the situation resolved satisfactorily is to report it immediately. The problem here is that you may not be aware of the theft until you apply for credit and are turned down, yet you know you’ve always paid your bills timely. Or, a gruff bill collector informs you he’s about to repossess your car unless you pay up today. You try to explain that you’ve not bought a new car.

Expect to be a victim of identity theft and stay one step ahead of the process by planning.

Expect to seemingly get the third degree after reporting that you are a victim. Make copies of your cards – from your social security card to your credit cards. Keep a list of the numbers to call in case of theft and keep at least two copies in different locations. Do not place the list in your wallet, because it can potentially be stolen.

There are different types of identity theft, and different authorities to report them to. The police department is a good place to start for most people, but a lot of them may take down little to no relevant information.

Be persistent because some companies require a copy of the police report to initiate action. Also be specific and notify the proper company that pertains to your theft such as check theft, credit card, social security, phone service, drivers license or passport theft.

If your credit card has been stolen, call the respective card company. Other agencies you may want to call include the Federal Trade Commission, Social Security Administration and the office of the Attorney General. It’s good to notify these agencies in an effort to establish if any pattern of theft is occurring.

When reporting a theft, have the specifics with you, written down for quick reference. You will have to include every detail about your phone calls, including the time, date, name of person you had called, and what transpired in the call. It takes a lot of specifics and exact information when making a fraud report – it may take a lot of sacrifice, but the more details you include, the faster your case can be completed.

Get in touch with the three credit bureaus and ask to speak with their fraud team. These would be for Equifax, TransUnion and Experian. Usually call one of these companies and they will notify the other two for you. Note that some of these companies will take advantage of the opportunity to sell you credit management tools.

You can place a fraud alert for 90 days. During this time keep a close check on your credit reports and report any suspicious activity. The credit bureaus will send you your credit reports free of charge if you request it, and they can extend the fraud alert by seven years.

It can be a long, hard process to report an identity theft issue. Surveys show that most victims of identity theft are between 35 and 44 years of age, and it can take up to 40 hours on an average to get a positive resolution. A sad statistic is that almost half of identify thefts are perpetrated by someone you know, either a friend or family member. Because of this, many of the criminals go unpunished.

If you still are not able to have your issue resolved in a satisfactory manner, let your lawyer know about it. Anybody can be a victim of identity theft, just like anyone could be a potential suspect, even the people we love. The best deterrent is prevention.

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Things You Can Do To Prevent Identity Theft From Happening To You

Posted by Kristin Drake | Identity Theft | Friday 24 December 2010 6:45 pm

Identity Theft is big business. It nets thieves more than 50 billion dollars each year and most of them are never caught, fined or punished. Victims of identity theft lose time, money and sometimes sanity, with their good name and credit standing ruined. Identity theft occurs several times every minute of every day. Anyone can become a victim.

Every individual is vulnerable but be extra vigilant if you’re a small business owner or heavily invested in real estate. Identity theft can take away your means of earning and your business too. A lot of business have used identity theft as a reason to file bankruptcy, as they have run out of options on how to resolve the issue.

What exactly needs to be done to avoid being a victim of this crime? There is no cost involved to follow a lot of the suggested precautions. The FTC, or Federal Trade Commission has narrowed it down to three D’s – deter, detect and defend.

Deter – make sure your personal information cannot be touched with a ten-foot pole. Guard your social security number and never put it online. Only reveal the last four numbers to even a known entity. Even children are becoming victims of social security number theft because the theft is likely to go unnoticed for years due to the inactivity of a child’s card.

Detecting can be done by keeping your guard up for any suspicious activity on your credit card or bank accounts. Cross-check every charge you see on your credit card statement by matching each charge with a receipt. Be vigilant as well about any peculiarities on your bill, not least unusually high charges. However, there are crooks who would make smaller transactions on purpose to maintain a low profile.

Defend – as soon as you suspect you’re an ID theft victim, report it right away. This gives you a better chance to take care of the issue at the soonest possible time, because if you wait till the last moment, correcting the problem could take months.

Keep all your credit card and bank statements. If you feel you don’t need them anymore shred them. Your best friend in this situation is a home shredder – these are fairly inexpensive and worth the price because of the peace of mind they can give you.

Dumpster diving is very common regardless of where you live, as there’s sure to be some guy looking through the trash for discarded financial statements. Thieves can also steal addresses from discarded statements, and have your future statements sent to another address. Thieves often get away sight unseen once they get found out.

Be on the lookout for phishing. Thieves pretend to be officials of a bank, credit card or other financial institution, and ask for a person’s banking info or personal data. Even if it’s a real bank official, stall for time and tell them you’ll call right back. Check the legitimacy of the number. And if they may give you a number to call, don’t call it.

You should never use your birth date as your password for anything. Use a password or other safety check that only you would know. Keep valuable information in a safe place at home out of sight of visitors whether they are friends or maids.

If all this sounds like too much trouble, ask yourself how much loss and uncertainty you’re willing to accept. And the emotional stress can be the worst part of it all – you can eventually recoup financial loss, but emotional stress could cause existing problems to multiply exponentially. Protect your identity for your sake and for your family.

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Put A Document Shredding Services Company On Speed Dial

Posted by Brad Cohen | Identity Theft | Saturday 11 December 2010 1:55 pm

It may not be today or tomorrow or a week after your VP of sales quits, but sooner or later (think sooner) you will need to have in your Rolodex a top document shredding services company. Trust me on that one.

It simply does not matter how large your business is, at some point, with privacy of documents being so important, you will one day have to decide if you will need a document shredding company.

Many businesses now have heard horror stories of delicate information being stolen from dumpsters or fished out of garbage trucks, and if privacy of your financial matters is of a concern to you, then you need to destroy documents effectively.

Tearing these documents apart by hand of having an employee do it is not enough, you need to shred them permanently. And you do that through the help of a quality document shredding services firm.

And whether you call in a file shredding company or a form shredding company, the net effect is the same, you want those documents dicposed of quickly.

If you take the time to travel downtown, you will now see shredding company trucks parked outside of many businesses with a flow of documents coming down to the truck for destruction all day long. This is what a shredding company does non stop…they ensure that no one will ever be able to recreate your private documents.

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If you happen to live in Texas, type in “document shredding company Texas” and you will see the local businesses pop up from their Google Places top 10 listings.

At some point, having access to the cheapest document shredding company will become a pressing need. Look into it now for all your document destruction needs.

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Guard Dog’s ID Protection – Securing Your Most Prized Possession…Your Identity

Posted by Ben Pate | Identity Theft | Wednesday 8 December 2010 1:35 pm

Identity theft has been, and remains to be, a very real concern in the world today. Protecting yourself against it is important but not always fool-proof. You can take any number of measures to keep your identity safe but you are not guaranteed that it will not happen. The following article discusses your options, as well as what happens when your identity is stolen anyway. Also, this Guard Dog ID Coupon may be helpful to those who desire more information about specific services.

Learning all you can about identity protection is one of the most important things you can do to safeguard your credit. The identities of millions of people are stolen every year. Thieves rent apartments in your name and skip out on rent. They run up credit cards and other bills and make your credit worthless. This has the potential to ruin any plans you have for your future. You might take many precautions, but that does not mean you are completely protected.

The Guard Dog ID company takes extra measures to make sure this does not happen to their clients. For added security, they require authentication before logging in. They monitor your identity to make sure no one attempts to use it, and they provide you with full reports to make sure that no one already is using it.

No matter what, you must keep in mind that you still have a responsibility to keep your identity safe. No company can guarantee your immunity from attacks; they can just make it less likely. Thieves will likely never be eradicated so it is important to remember that you’re always at risk and you should safeguard your identity as much as possible.

Guard dog will also notify you whenever an attempt is made. This will help you know how high your risk is. Keeping track will also assure you when you have made a good investment.

You can also get insurance from the company should you choose that as an option. Since thieves can still get through, this will help you in the event of lost wages or stolen money. You are also given personal help if this happens. The company will contact authorities and any necessary credit companies to help you get your credit back. They are a good asset to have on your side when you need them.

Not all of the services that they offer are automatically given to you. You have to determine which level of security you require and how much you can afford to spend on it. Make sure that you have looked into all of your options before you choose a plan for yourself. Standard monitoring may be all that you need, or you might choose to get further protection or insure yourself for up to a million dollars. You have to assume you could be targeted as identity theft can happen to anyone.

Available as an extra is their online scanning option. This continuously looks for any unauthorized use of your information. It is also an extra measure to keep thieves from selling your identity.

While the phone lines of Guard Dog ID are not open 24/7 you can always submit information online. Hopefully this article on Identity Theft gave you an idea of what to expect. If you’re still on the fence, maybe this Guard Dog ID Coupon can help you make a firm decision.

Identity Theft Is A Growing Concern For Consumers

Posted by Willie Green | Identity Theft | Sunday 5 December 2010 11:39 am

Don’t take the threat of identity theft sitting down. The Federal Trade Commission estimates that more than nine million Americans have their identities stolen each year. If you discover this right away, then you’re either very lucky or very vigilant – expect the issue to be resolved in about a month at the most.

However, most cases involve the victim knowing it when it’s too late – when he/she receives a call from a collections agency or a huge bill in the mail. By not discovering the crime right away, this has given the identity thief enough time to wreak all the havoc he/she can on your credit, while using your identity to make all those purchases. It could take a while to resolve these issues, not to mention a lot of money. In some cases the harm is never completely rectified.

There’s no doubt about it, identity theft can be classified as a form of fraud. The thief pretends to be someone else and using that person’s identity he or she can obtain money or gain other benefits. Once your identity has been stolen, a thief can do anything he or she wants with it – and that includes spending as much money as they could, as long as it’s still available in your name. And in the eyes of others, you are simply going on a spending spree or opening accounts left and right, no no-good criminal involved in these actions.

There are four main classifications of identity theft, according to authorities:

Financial Identity Theft involves something material, may it be money or goods, or a service.

Criminal Identity Theft is when someone is caught after pretending to be you.

Business and Commercial Identity Theft – This is the use of another person or business’ name when applying for credit.

Identity cloning which allows someone to assume your identity in daily life by using your information – this has been done with IDs from both the living and the dead.

It is sad to note that identity theft is only becoming easier due to the advances in technology. These would include thieves who can hack computers to steal another person’s business records and personal data. You’d be surprised how much personal information can be easily obtained from public records searches.

Hearing devices, especially the powerful ones, are used by the more techno-savvy ID thief to eavesdrop on customers and bank officials in the middle of a transaction. Dispose of your old computer carefully. It’s full of valuable information about you.

And then there are the more old-school ways of stealing identities. Dumpster diving involves a would-be identity thief looking desperately for credit card and/or social security numbers on discarded financial statements in the trash. Hang on to your purse or wallet. Pickpockets aren’t just fast with their hands, but they are smarter now, knowing what to do with the information they steal from your wallet.

Guard your personal information with your life – never give it out unless you’re speaking to a trusted person or institution. Identity theft is done every day on the phone by someone posing as a bank or credit card official.

Be wary of individuals giving you a job right on the spot, provided you fill out an application form. Don’t do it unless you know the business is legitimate.

Illegal immigration and terrorism – these are two present-day threats that are connected to, and make identity theft a worsening problem. You may have a false sense of security and say, “hey, it’s never going to happen to me!” But it can happen to anybody, especially if you become too overconfident.

Always be vigilant. Identity theft victimizes millions every year.

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Anonymous Web Surfing To Keep Safe

Posted by Mathew Millard | Identity Theft | Friday 3 December 2010 6:47 am

Be Visible Online With anonymous proxy servers

If you spend quite a bit of time online then you need to realize that you are leaving footprints online. If people wanted to find out which sites you visited the most and where you have been; it would not be very difficult to figure out. Most people who get online do not realize how big of a problem this can be; and you have decided that you want to learn more about anonymous web surfing.

We all know the importance of protecting our loved ones online. The internet is one of the first places that people look to whenever they want to get a hold of anyone’s identity. We need to realize that there are people everywhere who love to prey for people of all ages who do not suspect that it is possible to get their identity stolen.

The great news is that in today’s society it is possible to begin anonymous web surfing to help keep your private information safe and private. This article was written to help people get a better understanding of how easy it can be to protect their information without paying a fortune. Even if you are not computer savy you will discover that you can easily use anonymous web surfing without any difficulty.

Your IP address is the address that you purchase from your internet company. Whenever you sign onto the internet you are exposing your IP address; because this is what is needed to access the internet. Most companies will only allow people to access the internet with the same IP address. This means that every time you are getting online your IP address is the same.

This means that whenever you are online you are using the same IP address; after a while people can tell that you are online when they continue to see the same IP address day in and day out. However when you begin doing anonymous web surfing; you will have the option to sign up and browse the internet with different IP addresses.

The great news is that you have the options of starting anonymous web surfing; which means that you will be using different IP addresses on a daily basis. No you do not have to sign up with a new internet provider; in fact there are many different anonymous web surfing companies that can easily provide you with private proxies to use while you are online.

You will be amazed at how easy they are to use and how easily you can protect your information. Watch the video below and then be sure to stop by and visit the site to get some of the best deals online; stay safe and protect your family today.

Mathew Millard loves writing about online identity protection; check out his video on anonymous proxy servers.. Unique version for reprint here: Anonymous Web Surfing To Keep Safe.

All About Identity Theft Insurance

Posted by Oscar Herbert | Identity Theft | Thursday 2 December 2010 4:26 pm

You’ve heard it before – identity theft is a crime that continues to grow. Why? Because consumers are often naive about identity theft, while the thieves continue to refine their techniques and use technology to their advantage – today’s thieves weren’t born yesterday!

We lull ourselves into a false sense of complacency thinking it will only happen to someone else. Think again. Figures from the Justice Department show approximately four million American households were hit by identity theft last year alone. That roughly turns out to about 25,000 victims each day of every year. You have a better chance to become an identity theft victim as you would have a chance of winning the lottery – now how’s that for false complacency?

Most of these identity theft cases are connected to “only” a stolen credit card number. That’s already nasty enough as it is. What’s even worse are the several cases of thieves stealing a person’s financial information and personal data to request credit in different ways. They’re pretending to be you and you’ll be paying the bills they incur. This crime can wreak a lot of havoc on your financial and personal life, depending on how soon you find it out.

Thus, identity theft insurance companies are thriving in an effort to give you some peace of mind. Provided you’re willing to pay a premium each month, you can get the peace of mind you need and be confident that someone’s watching over your personal information and credit. You probably get numerous solicitations to purchase identity theft insurance in the mail and offers on the phone.

Be aware of what you’re buying. Always read between the lines and ask relevant questions to help you make the right choice. Most policies do not protect you from becoming a victim and won’t cover direct monetary losses you might incur if you’re a victim of identity theft.

So you may ask what is covered? Coverage is usually limited to a minuscule percentage of your total expenses spent in resolving the issue. These wouldn’t usually be large expenses, as these policies usually only cover postage to mail documents, the cost to make copies of the documents before mailing them out, and phone calls. Some do cover a portion of any legal fees incurred or lost wages due to time away from work while you work on the problem. Others don’t.

When trying to resolve an identity theft issue, take note of your expenses – your insurance deductible can go as high as $1,000 per annum. The deductible amount, though, would usually be less than $250, depending on your premium. The Federal Trade Commission says the average victim spends less than $1,500 to recover and resolve the problem.

The burden of dealing with your creditors ultimately falls on you because they refuse to deal with anyone not responsible for owing the money whether actual charges or bogus.

Here’s another thing to remember about identity theft insurance – it doesn’t usually cover “friendly fraud”, or identity theft committed by a family member.

You may also want to check if you are already covered by your homeowner’s policy. Some credit card companies provide ID theft insurance for free if using their card and some will notify you if there appears to be unusual activity on your card.

Whether you purchase identity theft insurance or not, keep vigilant on ways to prevent ID theft on your own. Protect your social security and credit card numbers, shred documents before discarding them and monitor your credit reports often.

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