Stop Identity Theft



Cross Cut Paper Options Protect Against Identity Theft Better Than Their Counterparts

Posted by Jack Bennington | Identity Theft | Tuesday 29 June 2010 1:04 pm

Almost everyone has the image of executives or government officials frantically shredding incriminating documents late into the night. In fiction and nonfiction alike, the shredder enables all kinds of cover-ups, and rightly so. Their ability to conceal sensitive materials has brought them into individual homes as well to protect personal documents. Shredders come in a variety of shapes and sizes, but cross cut paper shredders protect against identity theft by breaking documents up more than some other shredders.

It may sound self-evident, but the goal of a paper shredder is to destroy a document to such an extent that it cannot be reconstructed. This basic fact can help customers understand what they are looking at when shopping for shredders. The more pieces after shredding, the tougher it will be to figure out what goes where, keeping your information safer.

Strip cut shredders can be found in many homes. These machines cut documents into strips, as the name suggests. This is better than a complete document, but someone who really wanted to glean some information from the strips could do so with a little perseverance. If you take a look at the shredded documents in the bin of one of these shredders, you will usually find the strips from one documents clumped together, which makes them easier to reassemble.

Obviously, getting a shredder to cut documents down into smaller pieces is desirable. That is exactly what cross cut shredders endeavor to do. By employing two blades cutting in different directions, these machines create smaller pieces. Obviously, these little scraps make putting a document back together much more time consuming for anyone trying to steal this information.

Some government agencies and businesses use more sophisticated methods of shredding. They purchase machines that pretty much reduce the paper to pulp or to particles so small that they can never be reconstructed. However, these tools are out of the price range of most individuals.

Still, now more than ever, individuals should take heed of the warnings about information security. With such big sums at stake, criminals are willing to do a little extra work to get at others’ private information. It may seem crazy to most people, but “dumpster diving” has become more common. Basically, with a little luck, a criminal can hit it big with just a few details about an individual. As long as this is the case, the risk will remain.

In fact, the risks of allowing personal details to fall into the hands of criminals is increased by technology. While it helps us in a number of ways, it has also provided scanners with the ability to analyze images of shredded materials and put them back together. This obviously makes an identity theft’s work much easier. With this in mind, proper and thorough shredding is even more important than ever.

Of course, a large part of keeping one’s identity safe is online and through common sense vigilance when dealing with unsolicited calls or emails. However, we should not lose sight of the low-tech vulnerabilities either. Cross cut paper shredders help protect against identity theft by making sure that your real documents are destroyed to the extent that others cannot use them. This low-tech preventive measure sill matters, even in our technology-driven world.

For prevention of identity theft, a cross cut shredder can be an effective tool. A crosscut shredder means it is difficult for a thief to reconstruct stolen document pieces.

Internet Safety Tips To Protect Yourself From Identity Theft

Posted by Paul Cameron | Identity Theft | Friday 11 June 2010 10:15 am

The Internet has made it possible for people to pay their bills and do their shopping and banking right from their homes. In so doing, they tend to keep a lot of sensitive details stored on their PDAs, laptops and desktop computers, such as banking and credit card information along with the relevant passwords and PINs. The danger of doing this is that a skillful hacker has no trouble accessing a computer from anywhere in the world and getting the information that the owner thought was so safely stored in the computer’s files.

It’s not just the money in your account or the available balance on your credit card you need to worry about being stolen. Once he has all your personal information, he can even steal your identity and take out loans or additional credit cards, all in your name. Your credit can be quickly ruined by a criminal running up huge amounts that will be billed to you. I am going to give you some valuable steps that you should take right away to protect yourself from this type of destructive crime.

1. Anytime you use a personal computer, laptop, or PDA, set a password that no one can figure out in order to use it.

2. Computers will give you the option to save your password so you don’t have to type it in each time you log on; do not do this, though. It may seem like it’s easier to get online and do what you need to do if you don’t have to type in your password each time. But this also makes it much easier for an identity thief to log in to your accounts.

3. If you use file sharing, where information can be transferred wirelessly to another computer, this feature makes you more open to a hacking attack. If you must use this feature, be sure to password protect it.

4. One of the best defenses you can use is to change your security questions and passwords often.

5. Use a firewall and antivirus software and be sure that they are always updated and running.

6. Phishing is one way thieves get your information illegally, so watch out for it. The thief sends out numerous emails that claim to be from a legitimate business, often a credit card company or a major bank. The emails typically ask the recipients to verify their personal account information, such as username, password, and PIN number, so the account can be updated and won’t be closed down. If you send them the information, they will use it to clean out your bank account.

7. It is usually safe to shop online, but you need to only give your credit card number to sites that have been verified and are secure. Better yet, use a third party payment processor such as PayPal if you can.

There are many ways that you can become a victim of identity theft. In fact, nobody is completely safe from the threat of this devastating crime. Get the identity theft facts you need at Protect My Identity.

Identity Theft Prevention Protection Ideas

Posted by Neith Morieden | Identity Theft | Thursday 10 June 2010 12:13 pm

With each passing year informed people are becoming at risk of having their identities stolen and the media is highlighting more and more cases of identity theft on a daily basis. As consumers become more aware of the need of proper identity theft prevention protection, it is heartening to note that there are also a lot of options that are opening up so they can take advantage of in protecting against and avoiding identity theft.

Do Not Let Car Info be Compromised

In connection with this, you can find invaluable hints worth considering and foremost among numerous identity theft prevention protection tips is understanding how to keep the info that is related to your car really safe. Present day identity thieves are tech savvy and they can simply misuse your vehicle registration info and also insurance documents to take credit in your name. So, be careful on this score.

Another easy identity theft prevention protection tip worth following is to ensure that you get your account statements online rather than through snail mail. It will prevent identity thieves from pilfering your mailboxes and making off with your bank and also credit card statements.

In addition, a very important identity theft prevention protection hint is to make sure that you never carry your Social Security card on your body because that could leave you at risk of having your pocket selected or your purse or wallet stolen. When a thief gets hold of your Social Security number, they can wreak havoc with your life.

Another easy though effective identity theft prevention protection that you need to follow is to keep the quantity of private information on your cell phone to a great limit. A thief who gets his or her hands on your cell phone can then use this information for his own ends and cause you a lot of financial and emotional grief.

In a similar vein, you have to ensure that you limit or even not keep personal information on your PC since this info will become at risk of viruses and other malware which will help thieves get access your data without your knowledge and so cause you a lot of unneeded headaches.

To make certain that you do not leave any stone unchecked in regard to affecting best identity theft prevention protection, it is also a great idea for you to check out a few of the better identity theft protection services available whose sole purpose is to help common persons and others to keep maximum security of their personal information.

The bottom line regarding suitable identity theft prevention protection is that the more difficult you make this on identity thieves in accessing your private data the more security you will get. And an ounce of protection will be more important when compared with a lot of cure. Thus, follow these identity theft prevention protection measures and live a safer and happier life.

If you have an important data and you do not wish another person to know this, purchasing best paper shredder is a great choice for you. You can also destroy the document or data by utilizing office shredders that gives you much benefit.

Identity Theft Protection Advice

Posted by Neith Morieden | Identity Theft | Saturday 5 June 2010 8:18 am

Prevention is better solution and therefore learning how to preclude the chance of being offended by identity theft protection will pay for the short and long term and help you save several undesirable headaches. Identity theft is a major risk which is growing at an alarming rate because there will be no dearth of identity thieves in waiting to pounce on your private information to use it for their own nefarious means.

Billions of Dollars in Losses

Identity theft protection is costing people in excess of fifty billion dollars and it has touched the life of more than nine million Americans. Identity theft is a crime that refers to the practice of identity thieves in gaining unlawful access to your private data and who then apply it for various means that end up costing you a lot – economically and also emotionally.

It is therefore necessary that you follow certain simple though the best identity theft protection tips including never disclosing your personal data to anyone over the phone or via email or on the internet. No matter that the individual seems very legitimate that you should never trust them. Identity theft prevention protection is the need of the hour especially as identity theft is destroying the life of thousands of people in all parts around the world.

A second essential identity theft protection guideline is to make it a point to check carefully your bill so that you can discover quickly whenever suspicious activities occur on your bills as they could be caused by acts of identity theft very well. Another identity theft protection guideline is to be sure that your personal data is destroyed once they are no longer relevant. This will help make certain that no one can lay hands on sensitive information which you have been lying about in the house.

A fourth identity theft protection advice is to ensure that your passwords are not simple to decipher and you should in fact stay away from your birthday as your password. In fact, the right passwords are those which include numerals and characters and which are not related to your name, birthday or other familiar dates.

A fifth identity theft protection tip is never to let anybody know your Social Security number since this is one piece of info which is targeted by identity thieves. Finally, you need to seriously consider employing identity theft protection services which are being provided by numerous companies whose main business is to provide extra security to people that want to ensure them against risk of identity theft.

Are you looking for product to destroy your secret document or data? It is a good idea for you to purchase paper shredding machines or industrial paper shredder for your and industrial document or data protection need.

Is FreeCreditReport.com A Scam?

Posted by Greg Ford | Identity Theft | Friday 4 June 2010 10:01 am

The intent of this article is to provide information on the services offered by FreeCreditReport.com. We will give an overview that will inform the reader and assist them in deciding whether, or not, the service would be a good choice for them.

By now, we all know the TV commercials. We remember their little jingles, and nearly everyone has heard of freecreditreport.com. But we are presenting this information due to a number of negative customer feedback, a lot of confusion, and two very frequent questions.

Is the credit report really free? Is freecreditreport.com considered a scam?

Freecreditreport.com is an affiliation of Experian. There are three major credit bureaus in the United States. Trans Union, Equifax, and Experian (which used to be T.R.W.) This means that freecreditreport.com is actually partly owned by one of the credit bureaus.

But what freecreditreport.com website actually provides is called a credit monitoring service. Industry experts agree that a credit monitoring service is a very important thing to have if you really want to protect yourself against identity theft. Year after year millions of Americans fall victim to identity theft and it is rapidly growing. If you, or someone you know, have had it happen then you are already aware how it can cause serious problems in your life. Repairing the damage and getting your credit report corrected is a complete time consuming nightmare. This monitoring service will alert you if an inquiry is made, if someone pulls your credit report, if someone attempts to open a new account with your id, etc. You can then catch it immediately, and therefore, you will be able to stop it before it causes your life turmoil.

Triple Advantage is the name of Freecreditreport.com credit monitoring. The price is a $19.99 monthly recurring fee. Once signed up for the service you have unlimited access to your credit report 24 hours a day. When you initially sign up for the service you will have 7 days to cancel it and avoid all charges. But even if you miss that time period the company says there is no commitment and you can still cancel anytime to avoid the next month, and any future, charges.

So back to those two questions: Is your credit report really free? Most people will say the answer is no. Because you can’t get the credit report unless you sign up and pay for their monitoring service. Is freecreditreport.com a scam? All the lawyers will also say the answer is no. Because the monthly fee is only for the monitoring service. Viewing your credit report is a totally separate benefit provided at no additional charge.

The enormous controversy is that many people feel the freecreditreport.com advertising is extremely misleading. We have viewed all their TV commercials and, just like the car commercials and the prescription drug commercials, freecreditreport.com has the legally require stuff in very small print at the bottom of the ad. And at the very end someone announces in very fast talk “Offer applies to enrollment in Triple Advantage”

So the heart of the problem is that this is a company that has a website name that is guaranteed to lead to a lot of confusion. Some may say that’s not right and other may say that is genius marketing. But regardless, they are clearly benefiting from the confusion they are creating.

But it is also creating a lot of angry consumers and customer complaints. Because the overwhelming majority of people who see the commercial and then immediately jumps on the freecreditreport.com website are not looking to sign up for a monthly credit monitoring service. They obviously just want to get their credit reports.

It has created so much of an issue that the FTC (federal trade commission) got involved. The government required freecreditreport.com to be more clear & direct about their services. Since then we’ve notice absolutely no change in their TV commercials. However, now the website has a disclaimer at the very top of the page that is difficult to not notice.

But, there is a clear and less confusing option if you are someone that just wants to pay for your credit report and nothing else. This service is also offered by one of the other credit bureaus, Equifax. It gives you’re the option of a one time only charge for your credit report.

We hope this information has been helpful to you. Our only goal is to try and provide some answers to the many questions concerning freecreditreport.com. And to make people aware that there are other options available.

Consumers Info USA reviews surveys, and customer feedback, to provide links to the best online services. For more information on credit reports, the importance of knowing what is on your credit report, and a link to order your report for a single, one time price, go now to: http://www.consumersinfousa.com/order_your_credit_report.html