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If you or someone you know has been a victim of identity theft, you’re extra careful about how you conduct financial matters these days. Having your identity stolen can cause some major problems with your funds and credit approval, so learning all you can when it comes to preventing identity theft could save you, your family, and your business a lot of headaches. Here are some tips you’ll want to keep in mind.

One of the best things you can do for preventing identity theft is to shred all your bills, bank statements, and credit card notices. Simply throwing them in the trash will give identity thieves easy access to your personal information, since rummaging through home and business trash is one of the main ways that people have their identity stolen. You may already have a shredder at your office, but buying a small one for your home is a great way to reduce the chances of your personal information getting into the wrong hands.

Preventing identity theft is also important when you conduct most of your financial affairs online. Identity thieves find new victims as a result of phishing, which is the process of creating fake ads or emails using the logos of trusted financial institutions. When people see a message in their inbox from what they think is their bank, they will respond to the ad by giving their personal information, which gives hackers the tools to open new accounts and make purchases in another person’s name. You should check with your bank or other creditors to find out exactly how an email from the company should look, so that you will not respond to fraudulent ads.

You can also stop identity theft by changing your address as soon as you move to a new location. This rule goes for both your business and home, since identity thieves will use your old address to apply for credit cards or accounts, and if your records have not been updated, you may find that you have become responsible for accounts that don’t belong to you.

You know the mailbox outside your front door? Lock it, or arrange to have your bills delivered to a post office. If your mail is stolen it will turn your life into a nightmare since identity thieves will scout residential areas for open mailboxes. If you’re moving, you have to tell your bank right away. As annoying as bills and junk mail might be, you wouldn’t want this to fall into the wrong hands.

These days, nobody is safe from identity theft. It is one of the fastest growing crimes internationally. And it can happen to you. Learn more about how to prevent identity theft at Identity Theft Facts.

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